Maryland health insurance options

You have more insurance options for your health than you think, Maryland

If you’re self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in Maryland – you might be looking for Affordable Care Act insurance, what's often called Obamacare. However, we want to make you aware of the whole range of individual and family insurance products we have available in your state.

Looking for group health insurance for employers?

UnitedHealthcare Individual and Family Marketplace plans in Maryland

Looking for health care plans on the Marketplace? UnitedHealthcare Individual and Family Marketplace plans offer affordable, reliable coverage options from Optimum Choice, Inc. As part of the American Rescue Plan Act (2021), many individuals and families are now eligible for lower — or in some cases $01, 2 — monthly premiums for Marketplace health coverage.

Call 1-800-273-8095 / TTY 711 to talk to a representative.

Hospital & doctor insurance

Health ProtectorGuard fixed indemnity insurance,3 underwritten by Golden Rule Insurance Company, can supplement your major medical plan by paying cash for eligible, covered medical services, like a doctor visit, a trip to urgent care or a surgical procedure.

  • No deductibles or copays to pay first
  • Benefits paid regardless of other insurance
  • Money to pay costs not covered by major medical plans, like a deductible

Accident & critical illness insurance

Accidental injuries and critical illness happen when you least expect them. Those unexpected expenses can strain any budget. Accident insurance3 and critical illness insurance3 can help by paying cash benefits for covered injuries or illnesses.

The Accident Pro series of products, underwritten by Golden Rule Insurance Company, combines accident insurance with critical illness, hospitalization, and accidental death and dismemberment coverage all in one. Some plans are guaranteed issue, meaning your application won’t be turned down for preexisting conditions.

Maryland dental and vision plans

Dental and vision insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.4 They offer coverage for the dental and vision services many medical insurance plans don’t include.

From Baltimore to Rockville, Frederick to Annapolis, explore these Maryland health insurance options and more that may be available now.

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.