South Dakota health insurance options

You have more insurance options for your health than you think, South Dakota

If you’re self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in South Dakota – you might be looking for Affordable Care Act insurance, what's often called Obamacare. However, we want to make you aware of the whole range of individual and family insurance products we have available in your state. 

Looking for group health insurance for employers?

Short term health insurance in South Dakota

A temporary medical insurance plan like short term health insurance1 underwritten by Golden Rule Insurance Company may provide:

  • Budget-friendly monthly payments
  • Health care coverage while you search for a long term option

Accident & critical illness insurance

Accidental injuries and critical illness happen when you least expect them. Those unexpected expenses can strain any budget. Accident insurance2 and critical illness insurance2 can help by paying cash benefits for covered injuries or illnesses.

The Accident Pro series of products, underwritten by Golden Rule Insurance Company, combines accident insurance with critical illness, hospitalization, and accidental death and dismemberment coverage all in one. Some plans are guaranteed issue, meaning your application won’t be turned down for preexisting conditions.

South Dakota dental and vision plans

Dental and vision insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.3 They offer coverage for the dental and vision services many medical insurance plans don’t include.

From Sioux Falls to Rapid City, Pierre to Aberdeen, explore these South Dakota health insurance options and more that may be available now.

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.

Affordable Care Act (ACA)

You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act.

Learn more at HealthCare.gov

Learn more about ACA insurance options in South Dakota. Call 1-844-833-9942.

Or you can explore ACA options from multiple carriers in your area through our affiliated agency HealthMarkets.